At Success Foundations, we take all the pieces of your unique financial puzzle and put them together in one place.
Financial security planning is about more than preparing for retirement. It’s about working to achieve short- and long-term goals, and helping protect the most important things in your life.
I am licensed for Life and health Insurance and mutual funds in the Province of Ontario.
Bill has been with Desjardins Financial Security Independent Network since 2005. Prior to joining Desjardins he spent 3 years with Investors Group as an Associate to a Senior Advisor where he learned the value of developing and enhancing client relationships. His earlier 8 year career at TD Canada Trust was an ideal foundation for his work as a Certified Financial Planner® professional. Attention to detail, accuracy under pressure and conservative behavior in complex situations are hallmarks of his current popularity with his clients. He is capably supported by a team of administration, technical and underwriting specialists who enhance his ability to build lifetime relationships with his expanding client base.
Bill is passionate about listening to problems before prescribing solutions and then repositioning his client’s family balance sheets in order to speed up the wealth creation process while, at the same time, taking care of major risks along the journey. His focus is on young professionals, high wealth families and small business owners. Future plans which currently excite his office include using technology more robustly in delivering superior client research and customizing communication to ensure maximum satisfaction as family and business needs evolve in the years ahead.
Bill is happily married to Mindy and they are proud parents of 2 enthusiastic children. Away from the business he enjoys working on his golf game, spending time with his family and has been an active member of the Canadian Armed Forces Reserve since 1996. In addition to volunteering his time Bill has held numerous positions on the Board of Directors for many local non-profit and charitable organizations.
What we do is to maximize your asset growth using various financial and tax strategies so that you can achieve greater leverage in your wealth creation, which means you can reach your financial destination on time while eliminating unforeseen risks along the way and keeping the tax man at bay.The Role of a Financial Planner
David is passionate about delivering an experience that exceeds clients’ expectations.
Before joining the Success Foundations team, David was a successful advisor with Desjardins Financial Security Independent Network (DFSIN). His prior experience directing retail operations for Loblaw Companies Limited and Sobeys enhanced his customer service and client experience development skills.
David continues to maintain a customer- first approach to business with the objective of creating and maintaining an "experience" with every connection. David always maintains a positive ‘can do’ attitude that is evident in all his interactions with the team, our clients, and the community.
As a Group Retirement Specialist, it is not my function to ‘stock pick’ like a Bay Street active trader; it’s my job simply to define, and explain the difference between, equity and fixed income investments, and how those two fundamental building blocks coalesce, when in the appropriate proportions, to create the best portfolio for each plan member’s needs.
Fortunately for those of us who are group retirement plan advisors, we don’t even have to perform the task of blending that asset allocation in the building of those investment portfolios. That very heady work is done for us by the highly educated and seasoned brain trusts which make up the fund management teams for the investment options in group programs. I’m just there to explain that. I’m an educator.
I help plan members access funds from their RRSPs to buy a home through the Canada Revenue Agency’s HOME BUYERS PLAN or go back to school through its LIFELONG LEARNING PLAN. I’m a facilitator.
Michael and his wife Susan have five grown children, and five not-so-grown grandchildren. They live in Stratford where Susan is a prominent realtor in the community, and Michael is an active member and Past President of the Rotary Club of Stratford. Gardening is Susan’s passion. Watching Susan garden is Michael’s.