At Success Foundations, we take all the pieces of your unique financial puzzle and put them together in one place.
Financial security planning is about more than preparing for retirement. It’s about working to achieve short- and long-term goals, and helping protect the most important things in your life.
I am licensed for Life and health Insurance and mutual funds in the Province of Ontario.
The ultra-high net worth investors have had the benefit of coordinated financial planning for years. However, the middle class and middle-class millionaires who need holistic planning the most have not benefited from this same level of service. Being the most vulnerable to economic and legislative changes, the stakes are considerably higher with the risk of running out of money due to poor planning, particularly in retirement.
By creating the holistic plan, you will optimize all assets to work collectively towards your goals, while also reducing critical inefficiencies, including:
Bill is happily married to Mindy and they are proud parents of 2 enthusiastic children, Ryan and Jenna. Away from the business he enjoys working on his golf game, spending time with his family, travelling and has been an active member of the Canadian Armed Forces Reserve since 1996.
In addition to volunteering his time Bill has held numerous positions on the Board of Directors for many local non-profit and charitable organizations.
David is passionate about delivering an experience that exceeds clients’ expectations.
Before joining the Success Foundations team, David was a successful advisor with Desjardins Financial Security Independent Network (DFSIN). His prior experience directing retail operations for Loblaw Companies Limited and Sobeys enhanced his customer service and client experience development skills.
David continues to maintain a customer- first approach to business with the objective of creating and maintaining an "experience" with every connection. David always maintains a positive ‘can do’ attitude that is evident in all his interactions with the team, our clients, and the community.
As a Group Retirement Specialist, it is not my function to ‘stock pick’ like a Bay Street active trader; it’s my job simply to define, and explain the difference between, equity and fixed income investments, and how those two fundamental building blocks coalesce, when in the appropriate proportions, to create the best portfolio for each plan member’s needs.
Fortunately for those of us who are group retirement plan advisors, we don’t even have to perform the task of blending that asset allocation in the building of those investment portfolios. That very heady work is done for us by the highly educated and seasoned brain trusts which make up the fund management teams for the investment options in group programs. I’m just there to explain that. I’m an educator.
I help plan members access funds from their RRSPs to buy a home through the Canada Revenue Agency’s HOME BUYERS PLAN or go back to school through its LIFELONG LEARNING PLAN. I’m a facilitator.
Michael and his wife Susan have five grown children, and five not-so-grown grandchildren. They live in Stratford where Susan is a prominent realtor in the community, and Michael is an active member and Past President of the Rotary Club of Stratford. Gardening is Susan’s passion. Watching Susan garden is Michael’s.